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If you like to invest with low costs (which makes sense) in passive investment funds but with a bit of a twist that allows outperformance in comparison with bland index funds, you might want to do some research into Dimensional Fund Advisors. Another US company, I think by now third biggest after Vanguard and Pioneer. They offer ONLY passive investment <a href=https://www.heritiers.com/cours-crypto-monnaies/ripple>cours ripple</a> funds with an evidence based underlying strategy.